Feb 14, 2025

Financing your next Acura allows you to get the vehicle you want now rather than waiting and saving the full purchase price. There are many places you could choose when you want an auto loan, but as your Acura dealership, we want to tell you a few reasons why we’re the best choice for your vehicle financing options.

From Your Acura Dealership: 3 Reasons To Choose Us for Your Financing Options

You Save Time

If you choose a bank or credit union, they don’t respond quickly to your application. You submit your paperwork, complete an interview, and then have to wait. This can take several days, even a week or more for you to receive a decision. If they reject your application, you have to choose another loan provider and repeat the process.

When you choose us, you’ll find our process is much faster. We know you want your Acura, and we want you to have it, so we work quickly to put its key fob in your hand. Our process starts with a simple pre-approval form you complete online. Once we receive your form, we’ll contact you to get the ball rolling ASAP. Our credit providers also understand your time is important, and you can expect offers within 24 hours and often on the day you apply.

All Credit Scores Welcome

A bank or credit union is more likely to approve an auto loan if you have a perfect credit score. If you have an average or lower credit score, they’re unlikely to offer financing even though you can prove you can make the payments. If you are offered a loan, the interest payments are likely to be much higher, costing you more than you should have to pay.

We understand that most people don’t have perfect credit, but that shouldn’t stop you from buying the car you can afford. Our loan providers think the same, and they’ll arrange a finance agreement that enables you to affordably pay off the loan and improve your credit score simultaneously. We will also assist in negotiating the best possible deal for you.

Manufacturer Offers

A bank or credit union can only offer you a loan and nothing more. Their terms are standard, and you can’t negotiate a better deal than the one they offer. This could give you the loan you want, but signing up for it could cost you more than you need to pay.

As your dealer, we can offer more than a bank as we can save you money. You can receive a lower APR, up to 0%, on certain models, and you have the option to get a cash rebate as part of your loan. We also have access to other special offers that can save you even more money.

Contact our finance department today at Open Road Acura of East Brunswick in East Brunswick, NJ.